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Migrants and their moneySurviving financial exclusion$
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Kavita Datta

Print publication date: 2012

Print ISBN-13: 9781847428431

Published to Policy Press Scholarship Online: January 2013

DOI: 10.1332/policypress/9781847428431.001.0001

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Migrants, money and exclusion

Migrants, money and exclusion

(p.1) One Migrants, money and exclusion
Migrants and their money

Kavita Datta

Policy Press

The opening chapter considers the evolution of financial exclusion in the UK from the 1980s onwards and the key processes that have shaped it. It identifies the emergence of distinctive geographies of financial exclusion as well as factors which render particular groups at risk of exclusion. It discusses the wide-ranging socio-economic and political implications of living at the margins of a financialised economy. Alongside this, this chapter also tells the story of growing transnational migration to the UK and specifically London, detailing the nature of this migration and the forces shaping transnational mobility. It highlights the factors underlying the exclusion of migrants from formal financial services. Finally, it outlines the complex and hybrid financial practices deployed by financially excluded individuals and households which are shaped by varying degrees of inclusion and exclusion from formal financial circuits which reflect a preference for different ways of ‘doing finance’.

Keywords:   Financial exclusion, Transnational migration, Alternative financial practices, London

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