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Collard, S. (2006-09-25). Affordable credit for low-income households. In Cash and care: Policy challenges in the welfare state. : Policy Press. Retrieved 2 Jul. 2022, from https://policypress.universitypressscholarship.com/view/10.1332/policypress/9781861348562.001.0001/upso-9781861348562-chapter-8.