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Migrants and their moneySurviving financial exclusion$
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Kavita Datta

Print publication date: 2012

Print ISBN-13: 9781847428431

Published to Policy Press Scholarship Online: January 2013

DOI: 10.1332/policypress/9781847428431.001.0001

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Changing financial landscapes: public policy responses to financial exclusion in the UK

Changing financial landscapes: public policy responses to financial exclusion in the UK

Chapter:
(p.27) Two Changing financial landscapes: public policy responses to financial exclusion in the UK
Source:
Migrants and their money
Author(s):

Kavita Datta

Publisher:
Policy Press
DOI:10.1332/policypress/9781847428431.003.0002

Chapter Two details the evolution of public policy responses to financial exclusion in the UK. Focusing particularly upon formal banking, savings, credit and financial literacy, it highlights the key initiatives initiated by the British state in conjunction with the financial services industry and third sector organisations. In so doing, the chapter highlights the key achievements and limitations of these endeavours in facilitating financial inclusion. The chapter then moves on to consider the varied impacts of these programmes upon migrant communities, highlighting the particular importance of nationality and immigration status in shaping access to financial inclusion programmes. The chapter concludes by considering the changing political and economic contexts within which current financial inclusion interventions are being shaped in the UK.

Keywords:   Public policy, Banking, Savings, Credit, Financial literacy, Financial inclusion, UK

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