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The rural housing questionCommunity and planning in Britain's countrysides$
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Madhu Satsangi

Print publication date: 2010

Print ISBN-13: 9781847423856

Published to Policy Press Scholarship Online: March 2012

DOI: 10.1332/policypress/9781847423856.001.0001

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Rural low-cost home ownership

Rural low-cost home ownership

Chapter:
(p.179) Sixteen Rural low-cost home ownership
Source:
The rural housing question
Author(s):

Madhu Satsangi

Nick Gallent

Mark Bevan

Publisher:
Policy Press
DOI:10.1332/policypress/9781847423856.003.0016

While no country in Britain is yet entirely a ‘nation of homeowners’, each has seen a movement in this direction for several decades. Among the countries in Europe, Britain has one of the highest levels of home ownership. Britain's high level of homeownership was built on accessible mortgage credit and fuelled by a house building sector that has perfected the art of building identical starter homes. In the rural markets, levels of private ownership came close to one hundred percent. This was a result of the: early movement from private renting; high levels of take-up of the right to buy; decades of counter-urbanisation; and an economic transformation that has seen seasonal workers, lacking the income and wealth to buy their own homes, displaced by newcomers who rarely chose to rent their homes. In the successive governments of Britain, the personal and social benefits of owner occupation have been lauded to the extent it has become an ideological goal within most party manifestos. Apart from that, home ownership has become a fundamental part of personal and collective aspiration. While events have revealed the fragility of this system of personal ownership, the overall enthusiasm for owning a home has not declined. This chapter discusses the different routes to, and forms of, low-cost home ownership (LCHO) in rural areas. It also reviews the evolution of approaches and their significance as a means of meeting rural aspirations and addressing housing needs.

Keywords:   Britain, home ownership, private ownership, owner occupation, right to buy, rural aspirations, housing needs

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