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Wealth and the WealthyExploring and Tackling Inequalities Between Rich and Poor$
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Karen Rowlingson and Stephen McKay

Print publication date: 2011

Print ISBN-13: 9781847423085

Published to Policy Press Scholarship Online: May 2012

DOI: 10.1332/policypress/9781847423085.001.0001

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The distribution of wealth

The distribution of wealth

(p.81) Four The distribution of wealth
Wealth and the Wealthy

Karen Rowlingson

Stephen Mckay

Policy Press

This chapter uses a range of sources of data, such as the Family Resources Survey, HMRC (formerly Inland Revenue) data and the new large-scale Wealth and Assets Survey, to document the distribution of assets and income among different groups. It highlights the fact that the distribution of assets is twice as unequal as the distribution of income. The chapter then looks at particular types of assets, such as: property; financial savings; and pension wealth. Data on receipts of inheritance as a source of asset accumulation are also presented and discussed. The analysis considers the distribution of assets and income by different groups in the population, for example by gender, age, social class and ethnic group. The chapter discusses the ‘lifecycle model’ of income and assets, and provides data on the role of inheritance in relation to inter-generational wealth inequality.

Keywords:   wealth, housing wealth, pension wealth, savings

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