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Social policy review 27Analysis and debate in social policy, 2015$
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Zoë Irving, Zoë Irving, Menno Fenger, and John Hudson

Print publication date: 2015

Print ISBN-13: 9781447322771

Published to Policy Press Scholarship Online: January 2016

DOI: 10.1332/policypress/9781447322771.001.0001

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Responsibilisation of everyday life

Responsibilisation of everyday life

housing and welfare state change

(p.55) Three Responsibilisation of everyday life
Social policy review 27

Stuart Lowe

Jed Meers

Policy Press

Housing has been relatively neglected in national, comparative and international social policy research. In the UK an agenda based around the financialisation of the everyday in both the home owning sector and in social housing has emerged. New layers of responsibility have been imposed on both sets of families in both these domains as the welfare state re-invents itself around themes of individuality, risk and self-management. The chapter seeks to show the synergies in this discourse between what have usually been thought of as entirely separate housing tenures. The first part considers the use of equity release by home owners to fund their welfare and care needs and the second part describes the so called ‘bedroom tax’ and the associated issue of Discretionary Housing Payments.

Keywords:   financialisation, responsibilisation, home owning, ‘bedroom tax’, Discretionary Housing Payments

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